"Owning a construction company is not easy. Good employees are hard to find. But when you offer them a great insurance plan it makes a big difference. New South Benefits Group and Mr. Genetempo have been a life saver to our company. They helped us find a very economical plan, which not only to meets our company needs but our family needs as well. They meet with us and the employees each time a change occurs and handles any claims or questions that we may have come our way. We are pleased beyond words with the service we receive."
Frequently Asked Questions
- How much does the full-service approach cost?
- What is involved in the “easy-to-read” chart?
- Will you help me with enrollment?
- What if I want to keep my current insurance?
- As an individual or sole proprietor, do I qualify for group insurance?
- As a business owner, can I get benefits for my employees without contributing to the premium?
- What are the advantages of offering benefits to my employees?
- Do all of my employees have to enroll in order for my group to qualify?
- Can I offer different plans to employees?
1. How much does the full-service approach cost?
Nothing! All agents receive compensation from the insurance companies, so the choice, guidance and support offered by the NSBG are at your disposal free of charge.
2. What is involved in the “easy-to-read” chart?
NSBG offers one-stop health and life insurance shopping. After our initial consultation, we will compile all the possible plans for you and your group side-by-side so you can compare them. Because we are an independent agency, we want you to choose the plan that is right for you. The chart gives you the information you need to make that choice, and we will be there to guide you through it.
3. Will you help me with enrollment?
Yes! We will act as your human resources department or work with your existing HR staff to insure that the enrollment process goes as smoothly as possible. But our personalized service doesn’t end there. We also offer ongoing support and renewal consultation.
4. What if I want to keep my current insurance?
NSBG can bring our unique personal-touch approach to your existing service. Since consultation is free, there’s no reason not to let us improve your insurance experience.
5. As an individual or sole proprietor, do I qualify for group insurance?
For insurance purposes a group is defined as two or more employees, but there are plenty of affordable options for individuals. NSBG can guide you toward the best insurance plan for you regardless of your particular situation.
6. As a business owner, can I get benefits for my employees without contributing to the premium?
Yes! Group insurance carriers require employers to fund half of the single employee premium. But that doesn’t mean you should miss out on all of the advantages associated with offering employee benefits. NSBG can help you write a group of individual plans and accomplish your goal of offering employee benefits without having to pay a premium.
7. What are the advantages of offering benefits to my employees?
There are several advantages to offering employee benefits. Insurance benefits aid in the retention of current employees as well as give the employer a greater competitive edge when recruiting new employees. Besides happier, healthier, more productive employees, there are also significant tax incentives.
8. Do all of my employees have to enroll in order for my group to qualify?
No. Typically group carriers require 75% enrollment, but there are alternatives that we can show you if this percentage doesn’t work for you and your group.
9. Can I offer different plans to employees?
Yes! NSBG can custom-tailored dual option plan for your group of ten or more.
Did we answer your question? If so, great! Click here to begin your personalized consultation. If not, please email us at info@newsouthbenefitsgroup.com or call us at (770) 887-7001.